This Page is intended to capture my instant responses or reactions to those I read, see, hear and think. Watch out this space for the periodical and latest Updates: 


My enjoyable experiences of walking senior citizens through Basic Computer skills was shared in my blogpost titled 'Back to School with Grand Parents' at:  https://kapalicanvas.blogspot.com/2022/02/back-to-school-with-grand-parents.html 

Delighted to share below some of the feedback from the satisfied participants. To protect their privacy , participants' names are not shared.  M or F stands for the gender of the participant and the number following is their age}.


My experiences of handholding senior citizens on computer basics posted as a blogpost titled ' Back to School with Grand Parents" at : https://kapalicanvas.blogspot.com/2022/02/back-to-school-with-grand-parents.html


We come across people, mostly senior citizens and home makers, struggling with the computer to speak to their dear ones abroad or downloading of photos received or sending their latest selfie.

Though they later manage to do these through trial and error or with the help of some neighborhood kids, their discomfort in such areas still remain.

More dangerously, some even unwisely choose to stretch their insufficient knowledge to indulge in browsing the net, join social media or do online transactions, at times resulting in loss of money and reputation.

A short survey revealed that some training on Basic computer operations will help such people overcome these grey areas and also prevent them from getting victimized.

To empower such people, I plan to conduct a Free online session on Basic computers skills, to begin with, as detailed below:

Topic: Basic Computer Operations
Mode: Online (Through Zoom or Google Meet)
Duration: 40 to 60 minutes 
Language to be used: English and Tamil only
Date and Time: To be decided
Age- No limit
Who can attend the session -Anyone eager to learn and ability to connect to the call
If interested, what is the Next step? - Registration - Session is free but registration is compulsory.
How to Register - Send through WhatsApp, following details: 
1) Name 2) Age 3) Gender 4) Phone number and 5) email-id

Please share this with your friends & relatives, who require such help on computer basics.  
Please note that the session will address only basics and only those wanting to know about this are requested to apply.
Further details and steps will be shared on completion of registration.

Kapaleeswaran, V 
+91 9840258014



"Reliving Char Dham 2019"- My picture Blogpost at: reliving-char-dham-2019


Video of the Webinar is available at: https://youtu.be/AuarAF6yqMQ 


God !
    Give me the serenity 
     to accept the things that cannot change;
     courage to change things that I can and 
     wisdom to know the difference between what I can and what I cannot !!


படித்ததில் பிடித்தது, மனதில் நின்றது - "If they answer not your call, walk alone, walk alone" 


Happy to be invited by Cyber Crime Advocate Mr Karthikeyan, to be a part of  the Advisory council of 'Cyber Intelligence Academy' , (www.cyberintelligenceacademy.in ) launched today:


Honored to be invited by the Vivekananda College, Mylapore, Chennai to interact with their students on the travel from "Campus to Corporate"

Latest post on 'Digital Life Certificate' in my Banking Blog at : https://bankerkapali.blogspot.com/


Some feedback received:


Delightful interaction with the students of Kumararani Meena Muthiah College of Arts & Science, Adyar , Chennai on 18th , 19th and 20th June, 2019 on the topic of 'Campus to Corporate".

With the Principal Dr P.T. Vijayshree at the Inauguration of the Programme

Dr Alagammai , Director Placement Cell of the College kick starting the programme

"Campus to Corporate" - Session in progress - Day 1 - 18 June 2019

Active students participation

"Campus to Corporate" - Session in progress - Day 2 - 19 June 2019

"Campus to Corporate" - Session in progress - Day 3 - 20 June 2019

With Dr Alagammai, Director, Placement Cell of the College

With the Supportive Principal Dr P.T.Vijayshree and Placement Director Dr Alagammai



My latest Blog post titled ' அங்கும் இங்கும் ' in my Tamil Blog: https://chinthikkiren.blogspot.com/2018/12/blog-post_27.html 


Steve Jobs' last words

He died a billionaire at 56 years, of Pancreatic Cancer, and here are his last words on the sick bed:

"I reached the pinnacle of success in the business world. In others’ eyes my life is an epitome of success.

However, aside from work, I have little joy. In the end, wealth is only a fact of life that I am accustomed to.

At this moment, lying on the sick bed and recalling my whole life, I realize that all the recognition and wealth that I took so much pride in, have paled and become meaningless in the face of impending death.

You can employ someone to drive the car for you, make money for you but you cannot have someone to bear the sickness for you.

Material things lost can be found. But there is one thing that can never be found when it is lost – "Life".

When a person goes into the operating room, he will realize that there is one book that he has yet to finish reading – "Book of Healthy Life".

Whichever stage in life we are at right now, with time, we will face the day when the curtain comes down.

Treasure Love for your family, love for your spouse, love for your friends...

Treat yourself well. Cherish others.

As we grow older, and hence wiser, we slowly realize that wearing a $300 or $30 watch - they both tell the same time...

Whether we carry a $300 or $30 wallet/handbag - the amount of money inside is the same;

Whether we drive a $150,000 car or a $30,000 car, the road and distance is the same, and we get to the same destination.

Whether we drink a bottle of $300 or $10 wine - the hangover is the same;

Whether the house we live in is 300 or 3000 sq ft - loneliness is the same.

You will realize, your true inner happiness does not come from the material things of this world.

Whether you fly first or economy class, if the plane goes down - you go down with it...

Therefore.. I hope you realize, when you have mates, buddies and old friends, brothers and sisters, who you chat with, laugh with, talk with, have sing songs with, talk about north-south-east-west or heaven and earth, .... That is true happiness!!

Five Undeniable Facts of Life :

1. Don't educate your children to be rich. Educate them to be Happy. So when they grow up they will know the value of things not the price.

2. Best awarded words in London ... "Eat your food as your medicines. Otherwise you have to eat medicines as your food."

3. The One who loves you will never leave you for another because even if there are 100 reasons to give up he or she will find one reason to hold on.

4. There is a big difference between a human being and being human. Only a few really understand it.

5. You are loved when you are born. You will be loved when you die. In between, You have to manage!

NOTE: If you just want to Walk Fast, Walk Alone! But if you want to Walk Far, Walk Together!

Six Best Doctors in the World:

1. Sunlight
2. Rest
3. Exercise
4. Diet
5. Self Confidence and
6. Friends

Maintain them in all stages of Life and enjoy a healthy life.

God loves you!


Every minute someone leaves this world behind. 
We are all in “the line” without knowing it. 
We never know how many people are before us. 
We can not move to the back of the line. 
We can not step out of the line.
We can not avoid the line. 

So while we wait in line -

Make moments count. 
Make priorities. 
Make the time. 
Make your gifts known. 
Make a nobody feel like a somebody. 
Make your voice heard. 
Make the small things big. 
Make someone smile. 
Make the change. 
Make love. 
Make up. 
Make peace. 
Make sure to tell your people they are loved. 
Make sure to have no regrets. 
Make sure you are ready.


Thank you, learned professors for the feedback and University of Madras for the great opportunity ! Feel Honored . (For more details of the above Programme at the University of Madras, please refer to the post dated 28-Aug-2018)


Nothing pleases a person more than his efforts being taken to fruition !
When the Professor from Kumara Rani Meena Muthiah College of Arts and Science, Adyar, Chennai requested for support and guidance to their PG Students towards their participation and contribution at a conference, as usual I was happy to interact and share my thoughts with the students, when they called on me. Little did I visualize that it will lead to their research paper titled 'Ensuring Cyber Security in E-Banking' will be published at the ISBN Conference on 'Leveraging Best Practices in organization creating Business Value' , on 19th Sep 2018. It was indeed a matter of pleasure and pride that the collective efforts of the students , the faculty and my little contribution could add value to the young students and bring more laurels to the reputed institution !

Thank you, Kumara Rani Kumara Rani Meena Muthiah College of Arts and Science for giving a wonderful opportunity !!


It was a pleasant evening on 24th Sep, 2018 to spend some time with the learned Professors and students of the prestigious Ramakrishna Mission Vivekananda College Mylapore, Chennai , sharing my thoughts on Cyber Crimes. Department of Information Systems Management, under the leadership of Dr Vijaya Kumar, had organized a seminar on 'Cyber Crimes and Measures to Guard against them'. Revered Swami Muktimayanandaji Maharaj, Evening College in Charge set the tone of discussions by highlighting the prevailing risks in cyber space. Invited as a Chief Guest, I had the honour of sharing my thoughts and experience on handling Cyber crimes. What was slated as an hour's session was extended as desired by the Maharaj, so that the flow is not interrupted and to have more inputs. It was a gratifying situation overall for all the stakeholders including me as was expressed by Shri Sriram, Evening college coordinator .

Could not have asked for greater honour, addressing at my Alma mater !!

Honored by revered Swami Muktimayanandaji Maharaj , Evening College in charge

With the HOD of Dept of Information Systems Management Dr Vijakumar (on my left) and Prog Vageesan (to my right)

Delivering my thoughts on 'Cyber Crimes and measures to manage them' as Chief Guest 

Section of the audience


Was privileged to be invited by the University of Madras , as a Resource Person to speak on 'Online Banking Frauds",  at the UGC sponsored Refresher programme on "Conducting Commerce in the globalized era - Challenges and Opportunities".  The 70+ strong audience comprising of Commerce Professors and Research scholars from across the Universities in the country, provided great interactive support appreciating the inputs.


Was pleased to be invited to share my thoughts on transition from 'Campus to Corporate' , with the final year students of Kumararani Meena Muthiah College of Arts and Science, Adyar, Chennai.



கூழும் மீசையும் - Blog post at: http://chinthikkiren.blogspot.in/2018/04/blog-post_23.html 


Oohs and Aahs of Dharamshala tour-2018 - Picture Blog post at: http://kapalipics.blogspot.in/2018/04/oohs-and-aahs-of-dharamshala-tour-2018.html  


"Balle Balle in Apple Town" - Himachal , Punjab tour recollections at  http://kapalicanvas.blogspot.in/2018/04/balle-balle-in-apple-town.html 


"Cabbana, the Savior"My latest blogpost at:  http://kapalicanvas.blogspot.in/2018/04/cabbana-savior.html 


Gujarat Tour experiences - Blogpost at : https://kapalicanvas.blogspot.in/ 


Was privileged to be invited as a Guest of Honour at the FINANCIAL AND BANKING CONCLAVE organized by Kumararani Meena Muthiah College of Arts and Science, Adyar, Chennai - 600 020

For more pictures of the event , please visit my picture Blog: https://kapalipics.blogspot.in/ 


Blog post on my recent visit to some of the temple around Chettinad, Tamilnadu, India:

இடது பதம் தூக்கி ....


CySI observed 'Computer Security Day' on 30-Nov-2017:

Delivering the Presidential address: 



"Keeping the Whale at bay"- Latest post in my Blog at http://kapalicanvas.blogspot.in/2017/09/keeping-whale-at-bay.html 



Remember the following as you go through life.

1. Do not bear grudge towards those who are not good to you. No one has the responsibility of treating you well, except your mother and I.

To those who are good to you, you have to treasure it and be thankful, and ALSO you have to be cautious, because, everyone has a motive for every move. When a person is good to you, it does not mean he really will be good to you. You have to be careful, don't hastily regard him as a real friend.

2. No one is indispensable, nothing is in the world that you must possess.

Once you understand this idea, it would be easier for you to go through life when people around you don't want you anymore, or when you lose what you wanted the most.

3. Life is short.
When you waste your life today, tomorrow you would find that life is leaving you. The earlier you treasure your life, the better you enjoy life.

4. Love is nothing but a transient feeling, and this feeling would fade with time and with one's mood. If your so called loved one leaves you, be patient, time will wash away your aches and sadness.

Don't over exaggerate the beauty and sweetness of love, and don't over exaggerate the sadness of falling out of love.

5. A lot of successful people did not receive a good education, that does not mean that you can be successful by not studying hard! Whatever knowledge you gain is your weapon in life.

One can go from rags to riches, but one has to start from some rags !

6. I do not expect you to financially support me when I am old, neither  would I financially support your whole life. My responsibility as a supporter ends when you are grown up. After that, you decide whether  you want to travel in a public transport or in your limousine, whether rich or poor.

7. You honour your words, but don't expect others to be so. You can be good to people, but don't expect people to be good to you. If you don't understand this, you would end up with unnecessary troubles.

8. I have bought lotteries for umpteen years , but could never strike any prize. That shows if you want to be rich, you have to work hard! There is no free lunch !

9. No matter how much time I have with you, let's treasure the time we have together. We do not know if we would meet again in our next life.



Some memories of my participation and delivering the Valedictory address at the Symposium conducted at Alpha College of Arts & science on 08-Oct-2016,  are placed at my picture blog: http://kapalipics.blogspot.in/ 


It's true that we don't know What we've got until it's gone; 
But it's also true that we don't know What we've been missing until it arrives.


Invited to participate and deliver the valedictory address at the symposium held by the Alpha College of Arts and Science, Chennai


I loved this :


"ஒரு 'கிரேசி' முயற்சி" Latest post in my Tamil Blog: http://chinthikkiren.blogspot.in/


"Depositors, Be(a)ware ! " - Latest post in my Banking Blog: http://bankerkapali.blogspot.in/ 


Thanks to Humour Club International for having shared this video link wherein I was acknowledged for my feedback on their Annual day on 17-July-2016. (read Blog at: http://chinthikkiren.blogspot.in/2016/07/blog-post_18.html )


Between 60 and Death !!

1. It’s time to use the money you saved up. Use it and enjoy it. Don’t just keep it for those who may have no notion of the sacrifices you made to get it. Remember there is nothing more dangerous than a son or daughter-in-law with big ideas for your hard-earned capital. Warning: This is also a bad time for investments, even if it seems wonderful or fool-proof. They only bring problems and worries. This is a time for you to enjoy some peace and quiet.

2. Stop worrying about the financial situation of your children and grandchildren, and don’t feel bad spending your money on yourself. You’ve taken care of them for many years, and you’ve taught them what you could. You gave them an education, food, shelter and support. The responsibility is now theirs to earn their own money.

3. Keep a healthy life, without great physical effort. Do moderate exercise (like walking every day), eat well and get your sleep. It’s easy to become sick, and it gets harder to remain healthy. That is why you need to keep yourself in good shape and be aware of your medical and physical needs. Keep in touch with your doctor, do tests even when you’re feeling well. Stay informed.

4. Always buy the best, most beautiful items for your significant other. The key goal is to enjoy your money with your partner. One day one of you will miss the other, and the money will not provide any comfort then, enjoy it together.

5. Don’t stress over the little things. You’ve already overcome so much in your life. You have good memories and bad ones, but the important thing is the present. Don’t let the past drag you down and don’t let the future frighten you. Feel good in the now. Small issues will soon be forgotten.

6. Regardless of age, always keep love alive. Love your partner, love life, love your family, love your neighbour and remember: “A man is not old as long as he has intelligence and affection.”

7. Be proud, both inside and out. Don’t stop going to your hair salon or barber, do your nails, go to the dermatologist and the dentist, keep your perfumes and creams well stocked. When you are well-maintained on the outside, it seeps in, making you feel proud and strong.

8. Don’t lose sight of fashion trends for your age, but keep your own sense of style. There’s nothing worse than an older person trying to wear the current fashion among youngsters. You’ve developed your own sense of what looks good on you – keep it and be proud of it. It’s part of who you are.

9. ALWAYS stay up-to-date. Read newspapers, watch the news. Go online and read what people are saying. Make sure you have an active email account and try to use some of those social networks. You’ll be surprised what old friends you’ll meet. Keeping in touch with what is going on and with the people you know is important at any age.

10. Respect the younger generation and their opinions. They may not have the same ideals as you, but they are the future, and will take the world in their direction. Give advice, not criticism, and try to remind them that yesterday’s wisdom still applies today.

11. Never use the phrase: “In my time.” Your time is now. As long as you’re alive, you are part of this time. You may have been younger, but you are still you now, having fun and enjoying life.

12. Some people embrace their golden years, while others become bitter and surly. Life is too short to waste your days on the latter. Spend your time with positive, cheerful people, it’ll rub off on you and your days will seem that much better. Spending your time with bitter people will make you older and harder to be around.

13. Do not surrender to the temptation of living with your children or grandchildren (if you have a financial choice, that is). Sure, being surrounded by family sounds great, but we all need our privacy. They need theirs and you need yours. If you’ve lost your partner (our deepest condolences), then find a person to move in with you and help out. Even then, do so only if you feel you really need the help or do not want to live alone.

14. Don’t abandon your hobbies. If you don’t have any, make new ones. You can travel, hike, cook, read, dance. You can adopt a cat or a dog, grow a garden, play cards, checkers, chess, dominoes, golf. You can paint, volunteer or just collect certain items. Find something you like and spend some real time having fun with it.

15. Even if you don’t feel like it, try to accept invitations. Baptisms, graduations, birthdays, weddings, conferences. Try to go. Get out of the house, meet people you haven’t seen in a while, experience something new (or something old). But don’t get upset when you’re not invited. Some events are limited by resources, and not everyone can be hosted. The important thing is to leave the house from time to time. Go to museums, go walk through a field. Get out there.

16. Be a conversationalist. Talk less and listen more. Some people go on and on about the past, not caring if their listeners are really interested. That’s a great way of reducing their desire to speak with you. Listen first and answer questions, but don’t go off into long stories unless asked to. Speak in courteous tones and try not to complain or criticise too much unless you really need to. Try to accept situations as they are. Everyone is going through the same things, and people have a low tolerance for hearing complaints. Always find some good things to say as well.

17. Pain and discomfort go hand in hand with getting older. Try not to dwell on them but accept them as a part of the cycle of life we’re all going through. Try to minimise them in your mind. They are not who you are, they are something that life added to you. If they become your entire focus, you lose sight of the person you used to be.

18. If you’ve been offended by someone – forgive them. If you’ve offended someone - apologise. Don’t drag around resentment with you. It only serves to make you sad and bitter. It doesn’t matter who was right. Someone once said: “Holding a grudge is like taking poison and expecting the other person to die.” Don’t take that poison. Forgive, forget and move on with your life.

19. If you have a strong belief, savour it. But don’t waste your time trying to convince others. They will make their own choices no matter what you tell them, and it will only bring you frustration. Live your faith and set an example. Live true to your beliefs and let that memory sway them.

20. Laugh. Laugh A LOT. Laugh at everything. Remember, you are one of the lucky ones. You managed to have a life, a long one. Many never get to this age, never get to experience a full life. But you did. So what’s not to laugh about? Find the humour in your situation.

21. Take no notice of what others say about you and even less notice of what they might be thinking. They’ll do it anyway, and you should have pride in yourself and what you’ve achieved. Let them talk and don’t worry. They have no idea about your history, your memories and the life you’ve lived so far. There’s still much to be written, so get busy writing and don’t waste time thinking about what others might think. Now is the time to be at rest, at peace and as happy as you can be!


Introducing the Hon'ble Justice of the Madras High court at the Workshop on "Cyber Crimes: Guard yourself in the cyber space" by CySI on 06-Aug-2016:




Pleasantly surprised to receive the following update from my one time team mate Mr Avinash Mondal. Please read through the sequence:




Thank you, Mr Avinash Mondal, for the nice words. Best Wishes !


Some memories of my participation at the CySI workshop on 'Cyber crimes: Guard yourself in the Cyber space" on 06-Aug-2016 are placed at my picture blog: http://kapalipics.blogspot.in/ 


Very impressive quote to remember

வாராக் கடன்களும் தேறா வங்கிகளும்    Latest post in my Blog: http://bankerkapali.blogspot.in/ 

பிடித்த வரிகள் 
நல்லதோர் வீணைசெய்தே
அதை நலங்கெடப் புழுதியில் எறிவதுண்டோ?
நல்லதோர் வீணைசெய்தே
அதை நலங்கெடப் புழுதியில் எறிவதுண்டோ?
சொல்லடி சிவசக்தி!
எனைச் சுடர்மிகும் அறிவுடன் படைத்தது விட்டாய்.
சொல்லடி சிவசக்தி!
எனைச் சுடர்மிகும் அறிவுடன் படைத்தது விட்டாய்.

"முச்சந்தியில்  வாக்காளன் " - Latest post in my Tamil Blog http://chinthikkiren.blogspot.in/ 

வாழ்வில் எத்தனை 'மை'? -Latest post in my Tamil Blog: http://chinthikkiren.blogspot.in/ 


Inauguration of the 'Student Chapter of CySI' at The Aarupadaiveedu Institute of Technology, Chennai- http://www.avit.ac.in/


Height (Flight) of Indifference:

I am appalled to read today's news of Jet Airways ducking under the cover of the 'approval of DGCA of the process of overbooking the flight' and causing discomfort to a passenger. 

The case in brief is ' a confirmed ticket holder of a Jet Airways flight was not allowed to board, as the flight was overbooked and the diabetic passenger was forced to spend a night at the airport lounge in great agony and pain , before catching an alternate flight' as reported in Times of India of 21-Mar-2016.

The consumer forum has rightly come down on the airlines on not honouring the confirmed ticket status and seeking excuse under 'over booking' clause. The Airways shamelessly quoted that "..overbooking of flights was a globally accepted practice to curb the possibilities of flights departing with unoccupied seats because of last-minute cancellations". Its surprising to read that the 'Civil Aviation requirement of the Directorate of Civil Aviation had upheld the process of overbooking'. 

So, just for a remote possibility of some last minute cancellations resulting in few empty seats, the airlines is trying to put a spanner on the schedule of passengers with confirmed tickets and also report early for the flight? And , you call this a 'service' Jet Airways 

DGCA must be equally ashamed to 'approve' this process, if true, as claimed ! While the consumer forum has done well to fine Rs 50,000/- , I feel the punishment should be more stringent and in terms of few lakhs so that it also acts as a deterrent to such money chasing transporters. I dread to think of the old man spending a night in the airport, fighting his diabetic issues! Jet Airways should have tendered an apology and compensated the passenger well with the money spent on engaging a lawyer and fighting its detestable practice and a lost cause !

Posting made by me in my facebook page "Vox Populi" on 21-Mar-2016


My latest post " காக்க வைத்துக் காட்சி கொடுத்த நரசிம்ஹன்in my Tamil Blog: http://chinthikkiren.blogspot.in/ 


At the Theivani Ammal College for Women, Villupuram to deliver a lecture on "Internet Banking and eCommerce", for their students


Delivered a lecture on "Social Networking Sites- User's safety & What to share" at the Cyber Security Awareness Programme, conducted by Cyber Society of India (www.cysi.in



My latest blog post
My 'Mahaa'-'Maha' Experience', is now available for reading at-: http://kapalicanvas.blogspot.in/ 


I loved reading this and so am sharing for others:

A man went to God and asked, "What's the value of life?"

God gave him one stone and said, "Find out the value of this stone, but don't sell it."

The man took the stone to an Orange Seller and asked him what it's cost would be.

The Orange Seller saw the shiny stone and said, "You can take 12 oranges and give me the stone."

The man apologised and said that the God has asked him not to sell it.

He went ahead and found a vegetable seller. "What could be the value of this stone?" he asked the vegetable seller. The seller saw the shiny stone and said, "Take one sack of potatoes and give me the stone."

The man again apologised and said he can't sell it.

Further ahead, he went into a jewellery shop and asked the value of the stone.

The jeweller saw the stone under a lens and said, "I'll give you 50 Lakhs for this stone." When the man shook his head, the jeweller said, "Alright, alright, take 2 crores, but give me the stone."

The man explained that he can't sell the stone. Further ahead, the man saw a precious stone's shop and asked the seller the value of this stone.

When the precious stone's seller saw the big ruby, he lay down a red cloth and put the ruby on it. Then he walked in circles around the ruby and bent down and touched his head in front of the ruby.

"From where did you bring this priceless ruby from?" he asked. "Even if I sell the whole world, and my life, I won't be able to purchase this priceless stone.

Stunned and confused, the man returned to the God and told him what had happened. "Now tell me what is the value of life, God?

God said, "The answers you got from the Orange Seller, the Vegetable Seller, the Jeweller & the Precious Stone's Seller explain the value of our life... You may be a precious stone, even priceless, but people may value you based on their level of information, their belief in you, their motive behind entertaining you, their ambition, and their risk taking ability. But don't fear, you will surely find someone who will discern your true value."

In the eyes of God you are very very precious. Respect yourself.

You are  Unique. No one can Replace you!


"வலையும் வலை சார்ந்த  வாழ்க்கையும்" - Latest post in my Tamil Blog:  http://chinthikkiren.blogspot.com/


Everyone's Journey

Life is like a journey on a train...
                       with its stations...
           with changes of routes...
                and with accidents !
We board this train when we are born and our parents are the ones who get our ticket.
We believe they will always travel on this train with us.
However, at some station our parents will get off the train, leaving us alone on this journey.
As time goes by, other passengers will board the train, many of whom will be significant - our siblings, friends, children, and even the love of our life.
Many will get off during the journey and leave a permanent vacuum in our lives.
Many will go so unnoticed that we won't even know when they vacated their seats and got off the train !
This train ride will be full of joy, sorrow, fantasy, expectations, hellos, good-byes, and farewells.
A good journey is helping, loving, having a good relationship with all co passengers...
and making sure that we give our best to make their journey comfortable.

The mystery of this fabulous journey is :
We do not know at which station we ourselves are going to get off.
So, we must live in the best way - adjust, forget, forgive and offer the best of what we have.
It is important to do this because when the time comes for us to leave our seat... we should leave behind beautiful memories for those who will continue to travel on the train of life."
Thank you for being one of the passengers on my train... don't know when my station will come.......
don't want to miss saying: "Thank you"


படித்ததில் பிடித்தது

18 வயதுக்கு மேற்பட்டவர்கள் இதை வாசித்தால் நன்று....ஏனெனில் அவர்களுக்கு மட்டும்தான் இது புரியும்....
காலை நேரம்., அலுவலகத்திற்கு கிளம்பியாக வேண்டும் நான்.
செய்தித் தாளை எடுத்துப் பார்க்கிறேன், கண்ணீர் அஞ்சலி அறிவிப்பில் எனது புகைப்படம்.

என்ன ஆயிற்று எனக்கு?
நான் நன்றாகத்தானே இருக்கிறேன்?
ஒரு நிமிடம் யோசிக்கிறேன்....

நேற்று இரவு படுக்கைக்கு செல்லும் போது , என் இடது மார்பில் கடுமையான வலி ஏற்பட்டது. ஆனால், அதன் பிறகு எனக்கு எதுவும் நினைவில் இல்லை, எனக்கு நல்ல தூக்கம் என்று நினைக்கிறேன்.

காபி வேண்டுமே, என் மனைவி எங்கே? மணி பத்தாகிவிட்டது

என் பக்கத்தில் படுத்திருந்த யாரையும் காணோம்.
அது யார் கட்டிலில் கண்மூடி அசைவின்றி? அய்யோ நானே தான்.

அப்படியானால் நான் இறந்துவிட்டேனா? கதறினேன்......

என் அறைக்கு வெளியே கூட்டம், உறவுக்காரர்களும், நண்பர்களும் கூடியிருந்தார்கள்.

பெண்கள் எல்லோரும் அழுதுகொண்டிருந்தார்கள். ஆண்கள், சோக கப்பிய முகத்துடன் இறுக்கமாக நின்றிருந்தார்கள். தெரு ஜனங்கள் உள்ளே வந்து என் உடலைப் பார்த்துவிட்டுப் போகிறார்கள்.

என் மனைவிக்கு சிலர் ஆறுதல் சொல்கிறார்கள். குழந்தைகளைக் கட்டிப்பிடித்து அழுகிறார்கள்.

நான் இறக்கவில்லை., இங்கே இருக்கிறேன் என்று கத்தினேன்.

ஆனால், என் குரல் யாருக்கும் கேட்கவில்லை.

என் உடல் அருகே நான் நிற்பது கூட யாருக்கும் தெரியவில்லை.

அய்யோ என்ன செய்வேன் நான்? எப்படி அவர்களுக்குத் தெரிவிப்பேன்?

நான் மீண்டும் என் படுக்கை அறைக்கு சென்றேன். "நான் இறந்துவிட்டேனா?" நான் என்னையே கேட்டேன். இறப்பு இப்படித்தான் இருக்குமா?

என் மனைவியும், அம்மா, அப்பாவும் அடுத்த அறையில் அழுதுகொண்டிருந்தார்கள்.

என் மகனுக்கு என்ன நடக்கிறது என்பது விளங்கவில்லை. எல்லோரும் அழுவதால், அவனும் அழுது கொண்டிருக்கிறான். நான் அவனை மிகவும் நேசிக்கிறேன். அவனை பிரிந்து என்னால் இருக்கவே முடியாது.

என் மனைவி, பாசமும், பரிவும் கொண்டவள். எனக்கு தலைவலி என்றால் கூட அவள் அழுவாள். அவளை பிரியப்போவதை என்னால் நினைத்துக் கூட பார்க்க முடியவில்லை.

அம்மா, நான் ஒரு குழந்தைக்கு தந்தையானபோதும், இன்னமும் என்னை குழந்தையாகவே பார்ப்பவள். அப்பா, கண்டிப்பானவர் என்றாலும், அந்த வார்த்தைகளில் ஒவ்வொன்றிலும் பாசமே நிறைந்திருக்கும்.

இதோ, ஒரு மூலையின் நின்று அழுது கொண்டிருப்பவன், அட.. என் நண்பன். பகையை மறந்து வந்திருக்கிறானே? சிறு தவறான புரிதல் எங்களை பிரித்துவிட்டது. இருவரும் பேசி ஓராண்டுக்கு மேலாகிறது. அவனிடம் மன்னிப்புக்கேட்க வேண்டும் என்று தோன்றுகிறது.

அருகில் சென்று அவனை அழைக்கிறேன். ஆனால், என் குரல் அவனுக்குக் கேட்கவில்லை. என் உடலைப் பார்த்து தேம்பித் தேம்பி அழுது கொண்டிருக்கிறான்.

ஆம்.. நான்தான் இறந்துவிட்டேனே. அருகில் மாட்டப்பட்டிருக்கும் சாமிப் படங்களைப் பார்க்கிறேன்.

"ஓ கடவுளே! எனக்கு இன்னும் சில நாட்கள் கொடுங்கள். நான் என் மனைவி, பெற்றோர்கள் நண்பர்களிடம் எவ்வளவு அன்பு வைத்துள்ளேன் என்று வெளிப்படுத்த வேண்டும்".

 என் மனைவி அறையில் நுழைந்தாள். "நீ அழகாக இருக்கிறாய் "
என்று நான் கத்தினேன். நான் அவளால் என் வார்த்தைகளைக் கேட்கவில்லை. உண்மையில் இதற்கு முன்னால் இவ்வாறு சொல்லவே இல்லை.

"கடவுளே!" நான் கதறினேன். அழுதேன். தயவு செய்து இன்னும் ஒரு வாய்ப்பு, என் குழந்தையை கட்டி அணைக்க , என் அம்மாவை ஒரு முறையாவது சிரிக்க வைக்க , என் அப்பா என்னை பெருமையாய் நினைக்க வைக்க , என் நண்பர்களிடம் மன்னிப்பு கேட்க, இப்பொழுது நான் அழுதேன்!

திடீரென என் உடலை பிடித்து யாரோ உலுக்கினார்கள்.
அதிர்ந்து கண் விழித்தேன். "தூக்கத்தில் என்ன உளறல், கனவு ஏதாவது கண்டீர்களா? என்றாள் மனைவி.
ஆம் வெறும் கனவு. நிம்மதியானேன். ..

என் மனைவியால் தற்போது நான் பேசுவதைக் கேட்க முடியும் இது என் வாழ்க்கையில் மகிழ்ச்சியான தருணம். அவளை கட்டி அணைத்து. " இந்த பிரபஞ்சத்திலேயே நீ மிகவும் அழகான மற்றும் பாசமான மனைவி, உன்னை நான் மிகவும் நேசிக்கிறேன்" என்றேன் முதன் முறையாக.

முதலில் புரியாமல் விழித்த அவள், பின்னர், என் அருகே வந்து என்னை அணைத்துக்கொண்டாள். அவளது கண்களில் இருந்து லேசாக கண்ணீர் வெளியேறத் துடித்தது. அது ஆனந்தக் கண்ணீர் என்பதை என்னால் புரிந்துக்கொள்ள முடிந்தது.

இந்த இரண்டாவது வாய்ப்பு கொடுத்த கடவுளுக்கு நன்றி.


இன்னும் உங்களுக்கு நேரம் இருக்கிறது. உங்களது ஈகோவை புறம் தள்ளி விட்டு உங்களது பாசத்தையும் நேசத்தையும் உங்களிடம் நெருக்கமானவர்களிடம் வெளிபடுத்துங்கள்.

ஏனெனில் உங்களுது பாசத்தையும் நேசத்தையும் வெளிபடுத்த உங்களுக்கு இரண்டாவது வாய்ப்பு கிடைக்காமல் போகலாம்!!!!

பிடித்திருந்தால் மற்றவர்களுடன் பகிர்ந்து கொள்ளவும்.


Read this daily once and we will never harbor any enmity or ill will against others:
When I'll be dead.....,
Your tears will flow,..
But I won 't know...
Cry for me now instead !
you will send flowers,..
But I won't see...
Send them now instead !
you'll say words of praise,..
But I won't hear..
Praise me now instead !
you'll forget my faults,..
But I won't know...
Forget them now, instead !
you'll miss me then,...
But I won't feel...
Miss me now, instead
you'll wish...
you could have spent more time with me,...
Spend it now instead !!
"Spend time with every person around you, your families, friends, lover, acquainted....
Make them feel Special ,
Because you never know when time will take us away from them forever".
Life is too short.
Love all and Forgive all.
Strength grows when we dare
Unity grows when we pair
Love grows when we share
Relationships grow when we care....!


"Cricket - Stooping and Rising to....." -Latest post in my Bloghttp://kapalicanvas.blogspot.com/


"நன்றியுடன் ஒரு வெள்ளி " - Latest post in my Tamil Blog: http://chinthikkiren.blogspot.com/


Enjoyed reading this:

This has become one of my favorite inspirational motivational story. Just want to share with my friends
The older I get, the more I enjoy Saturday mornings.
Perhaps it’s the quiet solitude that comes with being the first to rise, of maybe it’s the unbounded joy of not having to be at work. Either way, the first few hours of a Saturday morning are most enjoyable.
A few weeks ago, I was shuffling toward the kitchen, with a steaming cup of coffee in one hand and the morning paper in the other. What began as a typical Saturday morning turned into one of those lessons that life seems to hand you from time to time. Let me tell you about it. I turned the volume up on my radio in order to listen to a Saturday morning talk show. I heard an older sounding chap with a golden voice. You know the kind, he sounded like he should be in the broadcasting business himself.
 He was talking about “a thousand marbles” to someone named “Tom”. I was intrigued and sat down to listen to what he had to say.
“Well, Tom, it sure sounds like you’re busy with your job. I’m sure they pay you well but it’s a shame you have to be away from home and your family so much.
Hard to believe a young fellow should have to work sixty or seventy hours a week to make ends meet. Too bad you missed your daughter’s dance recital. ” He continued, “Let me tell you something Tom, something that has helped me keep a good perspective on my own priorities.” And that’s when he began to explain his theory of a “thousand marbles.”
“You see, I sat down one day and did a little arithmetic.
The average person lives about seventy-five years. I know, some live more and some live less, but on average, folks live about seventy-five years.” “Now then, I multiplied 75 times 52 and I came up with 3900 which is the number of Saturdays that the average person has in their entire lifetime.
“Now stick with me Tom, I’m getting to the important part. “It took me until I was fifty-five years old to think about all this in any detail”, he went on, “and by that time I had lived through over twenty-eight hundred Saturdays. “I got to thinking that if I lived to be seventy-five, I only had about a thousand of them left to enjoy. “So I went to a toy store and bought every single marble they had. I ended up having to visit three toy stores to round-up 1000 marbles. “I took them home and put them inside of a large, clear plastic container right here in my workshop next to the radio.
Every Saturday since then, I have taken one marble out and thrown it away.
“I found that by watching the marbles diminish, I focused more on the really important things in life. There is nothing like watching your time here on this earth run out to help get your priorities straight. “Now let me tell you one last thing before I sign-off with you and take my lovely wife out for breakfast.
This morning, I took the very last marble out of the container. I figure if I make it until next Saturday then God has blessed me with a little extra time to be with my loved ones…… “It was nice to talk to you Tom, I hope you spend more time with your loved ones, and I hope to meet you again someday. Have a good morning!”
You could have heard a pin drop when he finished. Even the show’s moderator didn’t have anything to say for a few moments. I guess he gave us all a lot to think about. I had planned to do some work that morning, then go to the gym.
Instead, I went upstairs and woke my wife up with a kiss.
“C’mon honey, I’m taking you and the kids to breakfast.” “What brought this on?” she asked with a smile. “Oh, nothing special,” I said. ” It has just been a long time since we spent a Saturday together with the kids. Hey, can we stop at a toy store while we’re out? I need to buy some marbles.”
How many marbles do you have?
Shared by cnu.pne

"Search Differently, please" - Latest post in my Blog: http://kapalicanvas.blogspot.com/

Useful tips for the retired :

Preserve the following documents carefully :
• Details of Bank Lockers, Key Numbers and upkeep of Keys.
• Details of Bank Accounts and other investments.
• Proper upkeep of Cheque Books, Share certificates, Demat accounts, Life Insurance Policies, Health Policies along with 3rd party ID Cards, Pension Papers, Recoverable and Payable money from/to friends and relatives, Title deeds of Property, General Power of Attorney if given to anyone, Original Will (Execute if not already done) etc.
• Proper upkeep of Password of email ID, ATM and Credit Cards, Bank accounts, online profiles, net banking, life insurance, vehicle insurance, Demat trading accounts, Income Tax e-filing, and other valuables. Phone number and contact persons name of the bank insurance co. Investment consultant etc
• Ensure nomination in all investment accounts, lockers, Insurance Policies and Digital Assets. As far as possible all the investments be in joint names of self and spouse with nomination registered in every account. Ensure documentary evidence for registered nomination. One can cancel and re-register the nomination during the currency of investment.
• In the modern era the new concept of keeping the online Social Profiles, email ID's, Facebook data secure and nominated is gathering momentum and even the great Google has introduced the Inactive accounts manager so as to enable nominated persons to access your Digital Assets, Email ID's and Social Profiles. Social Networking Sites like Facebook are yet to facilitate smooth transfer of profiles of expired persons to their legitimate heirs for preservation after locking those social profiles for any further posting or editing after the death of Profile Owner as editing the profile posthumously will tantamount to tampering of history.
• You may also train your legal heirs to the procedures for making th claim for bank accounts , how to claim family pension etc.In case of emergency hospitalization what should be done for availing cash less facility etc. What are the facilities ,benefits available in case of unfortunate death like claim of funeral expenses, benefit of family pension, health insurance coverage should be informed / 
• Nomination does not legal right to the nominee and legal heirs can claim money from the nominee. To ensure that your wishes are fulfilled after your death – one must execute registered/unregistered will.

• • While making will take care of the following: (It must include): 
• • Will comes into force only after the death of the executor of the will. 
• • Will can be changed or amended by the executor at any time. 
• • Will must be revocable. 
• • Will is governed by Indian Succession Act,1925 except for Muslims who can make a will as per their Personal Law. 
• • Will must include the name and address of the executor. 
• • Mention in the will that it is made out of Free will, without pressure and with a sound mind. 
• • Use clear and meaningful language. 
• • Details of Property, for which will is created, be made an integral part of the will. 
• • Registration of will is optional.·In case of any complication or doubt, legal expert services can be taken.
    Thanks to my friend Mr Vijayaraghavan Ramamurthy for compiling and sharing the above 



* The day we pass away, our money will still be in the bank.
* When we are alive, we feel we don't have enough money to spend.
* When we are gone, there is still a lot of money  not spent”.

A Chinese tycoon passed away.

He left for his widow $1.9 billion in the bank.
The widow remarried her young Chauffeur.
The Chauffeur said, "All the while I thought I was working for my boss.
Now only I realize that my boss was all the time working for me!"

The Moral?

It is more important to live longer than to have more wealth.
•      Strive to have a strong and healthy body.
•      In a ‘high end’ hand phone, 70% of the functions are useless.
•      In an expensive car, 70% of the speed is not needed.
•      In a luxurious villa, 70% of the space remains un-occupied or
•      In a whole wardrobe of clothes, 70% of them are seldom worn.
•      Out of whole life’s earnings, 70% stays behind for other people
        to use.

  • 70% of talent is not utilized

So, How to make full use of our 30%.?
•      Go for medical checkup even when you feel fit.
•      Drink more water even if you’re not thirsty.
•      ‘Let go’ your ego, whenever you can.
•      ‘Give in’ even if you are ‘right’.
•      Be humble even if you are very powerful.
•      Be contented even if you are not rich.
•      Exercise even if you are very busy.

Cheers,...... Live life, its only one life u have got.


Newborns: 0-    3  months - 14 to 17 hours
Infants     : 4 - 11  months: 12 to 15 hours
Toddlers  : 1 -  2  Years: 11 to 14 hours
PreSchoolers: 3 - 5 years: 10 to 13 hours
School Age children: 6 - 13 : 9 to 11 hours
Teenagers              :  14 - 17 : 8 to 10 hours
Young Adults          :  18 - 25 : 7 to 9 hours
Adults                     :   26 - 64 : 7 to 9 hours
Old Adults              :    65 +    : 7 to 8 hours

இன்று படித்ததில் பிடித்தது :

"இன்றைய தினத்தில், என் டாப்டென் கவலைகள் அல்லது தேவைகள் என்றால்... முதலிடத்தில் உடல் நலம், மனநலம், மற்றவருக்குத் தொந்தரவு கொடுக்காமல் இருப்பது, தெரிந்தோ தெரியாமலோ யார் மனதையும் புண் படுத்தாமல் இருப்பது, இன்சொல், அனுதாபம், நல்ல காபி, நகைச்சுவை உணர்வு, நான்கு பக்கமாவது படிப்பது, எழுதுவது போன்றவை பட்டியலில் உள்ளன".

    - சுஜாதா - 'கற்றதும் பெற்றதும்'

28-Oct-2015: Due to security concerns, the idea of Broadcast is abandoned and instead the Google group https://groups.google.com/d/forum/kapalicanvas is persisted with.

There are some issues in sending Blog post updates through email, as is being in practice so far, as Gmail is considering some bulk mails as Spam. So, I have started a Google Group ( https://groups.google.com/d/forum/kapalicanvas)   to share these updates and sent invites also. Those of you interested, could accept the Invite and continue to receive the updates. I am also exploring sending messages through Broadcast facility of WhatsApp. Either way- read, enjoy and be informed !


Latest post "'அமெரிக்காவில் பார்த்ததும் பதிந்ததும்' - பாகம்- 2" in my Tamil Blog : http://chinthikkiren.blogspot.com/


"Life is really simple' but we insist on making it complicated" - Confucius

"It does not matter how slowly you go, as long as you do not stop" - Confucius


" I Can't Go on. I'll Go On"- Samuel Beckett

"Life was lived in the first 20 years and the remainder was just a reflection" - Graham Greene

11-Mar-2015"A Banker is a fellow who lends you his umbrella when the sun is shining, but wants it back the minute it begins to rain" - Mark Twain

07-Mar-2015: A Gem, I fully realize, appreciate and enjoy:


Latest post "நிலையற்ற நிரந்தரம்" in my Tamil Blog: http://chinthikkiren.blogspot.in/

Latest post " எட்டாத எழுத்துக்கள் " in my Tamil blog: http://chinthikkiren.blogspot.in/

Latest post " வளரும் பிள்ளைகள் " in my Tamil blog: http://chinthikkiren.blogspot.in/

Freedom , until lost, is seldom valued


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